Car loan calculator

See your car loan repayments, total interest and the effect of a balloon payment.

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Lowers repayments, but you owe it as a lump sum at the end
Monthly repayment$608$281 a fortnight · $140 a week
Amount borrowed$30,000
Total interest$6,498
Total repaid$36,498

Doesn’t include establishment or monthly fees. Compare loans using the comparison rate, which includes most fees.

Good to know

A balloon (or residual) payment lowers your regular repayments, but you owe it as one lump sum at the end of the loan and pay more interest overall.

Lenders must show a comparison rate, which includes most fees. Use it to compare loans rather than the headline rate.