Budget calculator
Plan a fortnightly budget and see what’s left over.
Left over each fortnight$107$2,782 a year
| Needs | $1,790 (73%) |
| Wants | $260 (11%) |
| Savings | $300 (12%) |
| Total spending and saving | $2,350 |
A common guide is the 50/30/20 rule: about 50% on needs ($1,229), 30% on wants ($737) and 20% on savings ($491). It’s a starting point, not a rule: rent alone can be more than half of pay in many cities.
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Good to know
Start with your take-home pay, list your regular bills, then decide what goes to wants and savings.
Bills that come monthly or quarterly can be converted to a fortnightly amount: monthly × 12 ÷ 26, or quarterly × 4 ÷ 26.